Terms of Service

1. Agreement to Terms

By accessing or using Central Tools (accessible from centraltools.in), you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you may not access or use our services.

2. Use License & Permitted Use

Central Tools grants you a free, non-exclusive, non-transferable, revocable license to access and use our suite of 70+ web utilities for personal, educational, commercial, or business workflows. You agree not to:

• Attempt to reverse engineer, disrupt, or launch denial of service attacks against the platform infrastructure.
• Use automated scripts to overload or abuse the web application.
• Use the tools for any illegal, infringing, or malicious activities.

3. Accuracy of Calculations and Tools

While Central Tools uses industry-standard algorithms, libraries (such as PDF.js, pdf-lib), and standard financial formulas (e.g. SIP, CAGR, EMI, Compound Interest), all tools are provided on an "as-is" and "as-available" basis. We strongly recommend consulting certified financial planners or certified tax advisors before making financial commitments.

4. Disclaimer of Warranties

Central Tools makes no warranties, expressed or implied, regarding the continuous availability, uninterrupted uptime, or error-free operation of our services. We do not guarantee that our tools will meet all specific technical requirements.

5. Limitation of Liability

In no event shall Central Tools, its developers, or its contributors be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use of, or inability to use, our web tools.

6. Modifications to Terms

We reserve the right to revise or update these Terms of Service at any time without prior notice. By continuing to use the website after any revisions become effective, you agree to be bound by the updated terms.